Priceless

Mortgage on a home $139,500
New Refrigerator $1049
Earnest Money $500
Having Electric, Gas and Water ran at two houses for a month $500
New Water heater $367
New blinds $230
Deep Freeze $213
Moving expenses $120
Canceling Internet at old house $108
Twin bed for Alona to have her own room $75
ladder to replace porch light $62.00
New shower curtain rod and curtain $ 48.00
Mirror/ Medicine cabinet for downstairs bathroom $35
New shower head $30.00
New lock for front door $30.00
New valve for bath tub $29.00
Replacing the pipes to the kitchen that got damaged when moving in $25.00
New light fixture $22
New dryer hookups $15
Curb key to turn the water back on after the seller winterized the house $9
Toilet paper holder $8

Being Home Owners
PRICELESS

Home Owners

We are officially home owners!
The stove was put in early Friday morning. The time was ticking and closing time was coming up I was getting anxious to call and see what was happening. The appraiser was suppose to go over and just make sure that the stove was in the house and once that was done the funding could happen!
At around 3:00 I called the lender to see how it was going, he said he would call the funder and then get back to me. An hour later, he hadn't gotten back to me and now he wasn't answering his phone, he had left for the day. So I called our realtor, she called me back five minutes later!
She had called the Title company, it had funded and recorded! It is Our house!!
I have been weary of putting in our thirty days at the home that we are at now. I was worried that the house wouldn't go through and then we would be stuck frantically looking for a place to move at the end of the thirty days if the house didn't happen. But... It Did! So today I mailed the thirty day notice to the landlord. Though we are planning on moving our things over to the other house this coming Friday. We can use the time after our stuff is out to clean the house we are in, maybe this time we will get some of our deposit back.
After the house funded on Friday we went and picked up the keys and looked at the new stove that was put in. The next day before Paul went to work he went to the house. The house was scheduled to be winterized, and no one told those people that the house had sold. So somehow they got in and winterized our home, pouring antifreeze down all the drains and toilets and saran wrapping the toilet seats lol. They also turned off the water and then they decided since it wasn't anyone's house (or so they must've thought) they took the 12 pack of toilet paper and the gallon of 409 cleaner that was in our bathroom. We figured out that all we needed to get the water back on was a curb key. So our water is back on and ready :) And we changed the locks!!

House closing and financing Taking its Toll

A closing date was set, Friday November 5th but then at about ten am the realtor called saying that Utah Housing needed some more paper work and that we would have to wait and close on Monday at the same time.
So Monday comes around and I am calling the Lender to make sure that the paperw ork got to Utah Housing and that we are good to go, nope the paper work just got there on Monday so we are going to close tomorrow at the same time he says.
So then Tuesday comes, I wake Paul up at 3:30, 30 minutes before we are supposed to be there and we are getting ready to go. Then we get a call, from the lender saying that the Title Company is charging more than what was written on the Estimate and so legally we have to wait 24 hours after that to close in case we want to contest the charges, SERIOUSLY, UGHH!!
So Wednesday comes around Paul's phone had died earlier in the day, I didnt think much about it people usually call my phone. But at about 2:40 I check our email, the title company had moved up our closing time to 3:00 instead of 4:00. They had called Paul's phone and left a message earlier in the day but we didn't get it. I called the lender told him we got his email and that we might be a little bit late, our daughter gets out of school at 3:00. So we hurried and got ready and picked up Alona early from school. All the paper signing went great and taking the kids proved to not be too difficult, there was a huge basket of toys and drinks for everyone. The realtor even had one of those fancy phones that plays movies so the boys enjoyed Donald Duck for a minute! So We CLOSED on the house!! BUT THIS DOES NOT MEAN THAT WE HAVE THE HOUSE :(

In order for financing to go through we need to have a stove in the house. When the appraisal came back on October 12, the appraiser said the home needed a stove. On November FIRST the other realtor ordered the stove, she said that it was supposed to take 7-10 days to get here. Why she ordered it, I do not know, maybe it is just the way things work with FHA loans/ Fannie Mae property. But anyway it has been 13 DAYS, It is Now November 14 and there is still no stove in the house. Financing will NOT go through until there is a stove in the house. On the papers that we signed at closing it says that settlement date is set for Monday November 15. With the funding process not even started that is not going to happen.

I am starting to lose it, starting to get very down and losing hope. I can only hope that the realtors will pull through and get the stove in the house so that funding will go through. I started to think of our last failed attempt at purchasing a home and hope that this one does not fail, I mean jeeze all it needs is a STOVE!!!!

Kacen is Four!

Kacen had an awesome birthday.
I took him to the store earlier in the day and he picked out the cake that he wanted
Sams club had a Cars cake that was small and cupcakes surrounded it
and had a Car ring in each cupcake.

(which is awesome for eating and clean up for kids when outside)

He opened presents, he got TWO Thomas movies and a Diego movie! He has been loving these! He asks to watch them every morning when he wakes up.

He got spiderman and cars games
he loves playing them and is great at doing the puzzle.We invited friends and family to come play at Kangaroo Zoo with us
so many friends came, he had lots of fun with all of them
riding on grandpas shoulders, bouncing in all the jumping houses
and going down the slides
Happy 4th Kacen!

cute things

Jesse is running around carrying three balloons every time he loses one he runs to it screaming "Loon" until Alona comes and gets it for

whenever Jesse hits you and you get a sad puppy dog face he gets all empathetic, and exclaims "hug, hug" in the sweetest little boy voice. He wants to make you better.

He told me "no" today. I asked him if he needed a new diaper, he squished his nose and round his mouth, "no".

Hiking Y Mountain

A few weekends ago I drove up to "Y" mountain to hike all the way up to the "Y". Even though the children were willing and excited at first, we soon realized how tough the hike really is especially with small children and just one parent for support. But man my kids are tough! The were pulling me along and encouraging me, "Mom you can do it!" Kacen a top the Y with his hiking stick

Sisters walking down the trail together :)

Alona and Abbi at the very top of the Y, they were brave. It was steep up there, too steep
for me to take the younger kids up there. Love the fall colors in the back of the picture.


A nice lady asked if I wanted a picture with all of us in it and kindly took our picture!

Love the picture and the view

All of the kids on the Y

I could do without

surprises every time I go in to the bathroom!
Even though we have a children's bathroom and a Mommy bathroom,
whenever the children's bathroom is occupied and someone needs to use the restroom
the "Mommy" bathroom gets used by a child

I dont know how they manage to do these things or why
a few hours ago it was water drenching the trash can in the restroom leading from the top of the toilet where the full roll of toilet paper is dripping, soaked...
I could have used the toilet paper roll knowing that I would be clean but still dripping wet
or would I be, would they actually use the clean running tap water from the sink or
the infamous toilet bowl water
knowing my children, I didnt dare use the toilet paper

a few days prior, the toilet paper met an even worse demise
walking in to the bathroom I could see the toothpaste more than half way empty
having been squeezed from the bottom up noticing blue streaks on the counter tops
I undoubtedly knew the child behind it
but then as I look around the toilet paper is not in any
usable location but in the waste basket covered on all sides with blue Mommy toothpate
as if to say Mom I didnt want you to go to the bathroom or have clean teeth today

just waiting

Front of house

Back of the house

Kitchen...it is missing the refrigerator and the stove
to the right is the dining room

Upstairs living room

Paul and I went and put an offer on this house on Thursday (yesterday) I love the downstairs living room as well, but there aren't any pictures available for show yet. The house is in a cul-de sac in a neighborhood in Orem there are 5 bedrooms (the 5th is real small) there are 2 bathrooms and 2 living rooms. I am excited and nervous and skeptical all at the same time, the last time that we tried to buy a home it failed horribly. The interest rates right now are really low and in the past five years we have increased our income dramatically. I hope its good news from the realtor next week.
I am totally spazing out

UPDATE: Today, Monday October 4 we were suppose to hear back from the other realtor/ bank about our offer to see if it was accepted. Well, I guess our pre-authorization letter was supposed to get to them with our offer and it didn't! So the pre-authorization letter got there today. So now they have everything they need and we are still waiting to see if they accept our offer. Waiting game, ughh...I will be thinking about the offer every day and waiting for their response, but trying to keep busy so that I dont go crazy.

Update: Tuesday October 5th
heard from the realtor around1:00. There has been another offer put on the house. We go in tomorrow to our realtors office put in our final offer, the most money that we are willing to pay for the home. So it is so up in the air if we will get this house. It is all depending on if we bid more than the other people. Here's to hoping.

Update: Wednesday October 6th, we put in a new offer on the house 5,000 more than our previous offer and they accepted our offer! Now the next steps, the inspection and getting the loan...
Update: Monday October 11th, I know its not a big update today, but the appraisal has been ordered! Which means the appraiser has a date to go and do the house and has the codes so within the next day or two he will go do that and then we will get the report from him. About 48 hours after the appraiser is done the realtor will have his report and we will see what if any repairs need to be made before we get the closing date.

Update: Tuesday October 12th,
appraisal on the house is done! it all looks good and we are paying 12,000 less than what it appraises for :)