Home Owners

We are officially home owners!
The stove was put in early Friday morning. The time was ticking and closing time was coming up I was getting anxious to call and see what was happening. The appraiser was suppose to go over and just make sure that the stove was in the house and once that was done the funding could happen!
At around 3:00 I called the lender to see how it was going, he said he would call the funder and then get back to me. An hour later, he hadn't gotten back to me and now he wasn't answering his phone, he had left for the day. So I called our realtor, she called me back five minutes later!
She had called the Title company, it had funded and recorded! It is Our house!!
I have been weary of putting in our thirty days at the home that we are at now. I was worried that the house wouldn't go through and then we would be stuck frantically looking for a place to move at the end of the thirty days if the house didn't happen. But... It Did! So today I mailed the thirty day notice to the landlord. Though we are planning on moving our things over to the other house this coming Friday. We can use the time after our stuff is out to clean the house we are in, maybe this time we will get some of our deposit back.
After the house funded on Friday we went and picked up the keys and looked at the new stove that was put in. The next day before Paul went to work he went to the house. The house was scheduled to be winterized, and no one told those people that the house had sold. So somehow they got in and winterized our home, pouring antifreeze down all the drains and toilets and saran wrapping the toilet seats lol. They also turned off the water and then they decided since it wasn't anyone's house (or so they must've thought) they took the 12 pack of toilet paper and the gallon of 409 cleaner that was in our bathroom. We figured out that all we needed to get the water back on was a curb key. So our water is back on and ready :) And we changed the locks!!

House closing and financing Taking its Toll

A closing date was set, Friday November 5th but then at about ten am the realtor called saying that Utah Housing needed some more paper work and that we would have to wait and close on Monday at the same time.
So Monday comes around and I am calling the Lender to make sure that the paperw ork got to Utah Housing and that we are good to go, nope the paper work just got there on Monday so we are going to close tomorrow at the same time he says.
So then Tuesday comes, I wake Paul up at 3:30, 30 minutes before we are supposed to be there and we are getting ready to go. Then we get a call, from the lender saying that the Title Company is charging more than what was written on the Estimate and so legally we have to wait 24 hours after that to close in case we want to contest the charges, SERIOUSLY, UGHH!!
So Wednesday comes around Paul's phone had died earlier in the day, I didnt think much about it people usually call my phone. But at about 2:40 I check our email, the title company had moved up our closing time to 3:00 instead of 4:00. They had called Paul's phone and left a message earlier in the day but we didn't get it. I called the lender told him we got his email and that we might be a little bit late, our daughter gets out of school at 3:00. So we hurried and got ready and picked up Alona early from school. All the paper signing went great and taking the kids proved to not be too difficult, there was a huge basket of toys and drinks for everyone. The realtor even had one of those fancy phones that plays movies so the boys enjoyed Donald Duck for a minute! So We CLOSED on the house!! BUT THIS DOES NOT MEAN THAT WE HAVE THE HOUSE :(

In order for financing to go through we need to have a stove in the house. When the appraisal came back on October 12, the appraiser said the home needed a stove. On November FIRST the other realtor ordered the stove, she said that it was supposed to take 7-10 days to get here. Why she ordered it, I do not know, maybe it is just the way things work with FHA loans/ Fannie Mae property. But anyway it has been 13 DAYS, It is Now November 14 and there is still no stove in the house. Financing will NOT go through until there is a stove in the house. On the papers that we signed at closing it says that settlement date is set for Monday November 15. With the funding process not even started that is not going to happen.

I am starting to lose it, starting to get very down and losing hope. I can only hope that the realtors will pull through and get the stove in the house so that funding will go through. I started to think of our last failed attempt at purchasing a home and hope that this one does not fail, I mean jeeze all it needs is a STOVE!!!!